Financing for hearing aids

Hearing-Aid-Financial-Guide
Regrettably, most insurance policies don’t pay for hearing aids. This leaves many people with hearing loss with very limited options when they are told that hearing aids cost thousands of dollars. Most of the time, this is the main reason they don’t move forward with the hearing aids even though there are multiple health, brain, mental and overall well-being benefits associated with the use of a hearing aids. Often, the price of not getting hearing aids far outstrips the monetary cost. 
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There are many reasons as to why it may cost more in the long run to not getting hearing aids. In this guide, we will outline the benefits of using hearing aids, as well as highlighting the negative outcomes associated with leaving hearing loss unchecked and unmanaged in the long-term. We will also provide feasible financial options for hearing aids in order to help you ameliorate your hearing loss as soon as possible.

Our Top Hearing Aid Finance Options

BAD, FAIR & GOOD CREDIT OPTIONS

-Terms from 90 days to 72 months
-No application fees
-Loans for people with a credit status between excellent and fair
-Loan funds paid out to you within one business day
-Loans from $1000 to $35,000
– Interest rates from 5.99% to 35.99% depending on circumstances
Badcreditloans.com do exactly what their name says. They connect people with poor credit histories to new loan opportunities. They have over twenty years’ experience in the field.

 

They offer:
-Terms from 3 to 36 months
-A completely secure online service
-Direct deposit of funds for approved loans
-Application services for anybody, regardless of credit history
-Approval of loans for almost any reason
-Loans of up to $5,000
-Interest rates from 5.99% to 35.99% depending on circumstances
-0% Financing with deferred interest
-Fixed payments with reduced APR
-No applications fees
-Terms up to 60 months
-Loan from good to excellent credit

UNAIDED HEARING LOSS

A comprehensive analysis of up-to-date medical literature reveals that unaided hearing loss is associated with many debilitating symptoms in the short-term, as well as chronic diseases in the long-term. These include, but are not limited to, dementia, major depressive disorder as well as a loss of balance and overall reduction in quality of life. In this guide, we want to emphasize these problems so that you appreciate the importance of procuring hearing aids as soon as you can in order to mitigate against these health problems.

INCREASED RISK OF DEMENTIA

Not getting hearing aids can cause several diseases, such as Alzheimer’s Disease or Dementia. One systematic review in 2017 reviewed 17 studies and found that hearing loss is an independent risk factor for the development of dementia in older adults.

MENTAL ILLNESS AND SOCIAL ISOLATION

Unaided hearing loss can lead to isolation, depression, and a less stimulated brain. One national study conducted in 2018 showed that the rates of depression were significantly higher in those with hearing-impairment, compared to those with normal hearing. A more recent systematic review supported these findings; indicating that hearing loss was associated with a 1.5-fold higher risk of developing depression. Unfortunately, hearing loss has also been shown to be associated with an increased risk of suicidal ideations. If you or your loved one has hearing loss, it would be in their best interests to ameliorate this worrisome symptom as soon as possible. Hearing loss may superficially appear to be an organic symptom, but in reality, it can adversely impact on one’s mental and psychosocial health as evidenced by these studies.

VESTIBULAR DYSFUNCTION- BALANCE

Unaided hearing loss also leads to vestibular dysfunction, which is characterized by a loss of balance. This results in a poorer quality of life, as people with hearing loss are precluded from doing outdoor activities or socializing outside of the comfort zone of their home. One study found that hearing aids resulted in improvements in multiple domains of quality of life. The researchers found that hearing aids stimulated confidence and attenuated the fear of falling in patients who had developed vestibular dysfunction as a result of long-standing and untreated hearing loss. This improvement is not isolated to adults and the elderly. Indeed, children with one-sided hearing loss often have concomitant vestibular dysfunction, and hearing aids have been shown to improve their sense of balance.

INCREASED RISK OF FALLS

Unaided hearing loss also leads to vestibular dysfunction, which is characterized by a loss of balance. This results in a poorer quality of life, as people with hearing loss are precluded from doing outdoor activities or socializing outside of the comfort zone of their home. One study found that hearing aids resulted in improvements in multiple domains of quality of life. The researchers found that hearing aids stimulated confidence and attenuated the fear of falling in patients who had developed vestibular dysfunction as a result of long-standing and untreated hearing loss. This improvement is not isolated to adults and the elderly. Indeed, children with one-sided hearing loss often have concomitant vestibular dysfunction, and hearing aids have been shown to improve their sense of balance.

SELECTING A HEARING AID LOAN

Fortunately, you don’t have to have thousands of dollars in the bank when you realize you have hearing loss. We have solutions available to finance hearing aids, regardless of your credit situation. Whether your credit history is excellent, fair, or poor, we can match you with a hearing aid financing partner.

With  a great range of payment plans for hearing aids, including zero percent interest in short term hearing aid loans same as cash for 6 and 12 months. We can also find longer-term hearing aid payment plan that allow you to break down the cost into affordable instalments that stretch out all the way to 60 months. All of the providers have experience in providing financing for hearing aids and personal loans. Now that you have determined your credit score, you may choose one of four core hearing aids financing solutions that we have sourced specially for you, in order to purchase the hearing aid that you and your loved ones deserve.

KNOW YOUR CREDIT SCORE

We have surveyed a plethora of hearing aid financing options in order to distil them down into four core solutions which are personally customized to your financial situation today. Before we recommend one of these solutions, we require you to have insight into your credit score. A credit score is a number that rates your credit risk and helps creditors determine whether or not you are a good candidate for credit. It also dictates the terms offered as well as the interest rate you pay. In order to find out what your credit score is, please click this link here! If you have bad credit and want to instantly boost your FICO credit score I recommend Experian boost and you will instantly see your credit score increase.

HEARING AID FINANCING SOLUTIONS DEPENDING ON YOUR SITUATION

FINANCE HEARING AIDS WITHOUT AN APPLICATION

We have integrated Klarna into our very own website for all the hearing aids and services listed on the website – what this means, is that you have the option of an interest-free financial plan (if paid in full within 12 months) or an extended plan over 18 to 36 months depending on the amount loaned. Another advantage of using Klarna through our checkout process is that we handle the processing for you, thereby bypassing the loan process that you would otherwise have to take. Please see the video to see how easy it is to finance hearing aids without applying or go through the usual process with having to put all your personal information on a application. In the event of a non-approval, there are still 3 other financing solutions available that will approve you, we call it hearing aid financing bad credit options!

STEPS TO FINANCING HEARING AIDS THROUGH WEBSITE CHECK-OUT

If you would like buy hearing aids though our website, you can to easily checkout and finance simultaneously with a click no application needed
1. Go to hearingbenefitservicecs.com hearing aid shop page
2. Pick a hearing aid or service
3. Click on “add to cart”
4. Click on “check-out”
5. Fill out shipping information
6. Click on “next step”
7. Click on Klarna
8. Click the monthly financing option you wish ( Monthly or 0% Interest)
9. Click “place order”

STEPS TO FINANCING HEARING AIDS OUTSIDE THE WEBSITE

Whether you are buying hearing aids through this website, buying on another website, or buying at an audiology office you have hearing aid financing options. Don’t get discouraged if you  did not get approved with your hearing specialist. Here are some options you can take to finance your hearing aids depending on your current situation.

DID NOT GET APPROVED AT THE AUDIOLOGIST OFFICE?

If you are coming from a hearing or audiology office and attempted to finance your hearing aids and did not get approved, they probably were using either using Allwell, Wells Fargo or Care Credit. I recommend you using PersonalLoans or Bad Credit Loans for additional hearing aid financing options they did not offer. Once you get approved with  PersonalLoans or Bad Credit Loans then you can go back to the hearing specialist office and get the hearing aids you were shown. If you find the same hearing aids that you saw at the office on the website, there is a huge chance that the hearing aids on this website are drastically lower in price.  Just keep in mind there is a draw backs for saving thousands of dollars on this website. As a hearing specialist myself there is a huge advantage of being there in person with the audiologist, that is the main reason the price for the same exact hearing aid cost a lot more. The hearing specialist or audiologist are adding there cut and also adding the price of their service for the hearing aid fitting which is not cheap. With us there is no middle man, you get the product directly from the manufacture but you don’t get the special in person attention that will never equate to buying hearing aids online. We do offer hearing aid Telecare where you have a remote online hearing appointment with remote adjusting so you are not there trying to figure out your new hearing aids on your own. If you would like to set up a Telecare hearing aid online appointment with a licensed hearing specialist you can schedule that here https://hearingbenefitservices.as.me/schedule.php

COME FROM A DIFFERENT HEARING AID WEBSITE, DID NOT GET APPROVED?

We have more options so you can still buy the hearing aid from our site or another hearing aid website. Depending on your credit score, you may benefit from hearing aid financing options offered by PersonalLoans, Bad Credit Loans or CareCredit.

Each of these financing options have unique features which may benefit you, such as zero-interest plans and extended instalment plans (up to 36 months), depending on your financial solution and needs.  

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Using the financial solutions we have proposed has never been this easy! Click on your desired financing solution and enter the amount you need in order to purchase your hearing aid. You will be required to enter your legal name, the reason for the hearing aid loan (medical), your registered address, and contact information. Once you have submitted this information online via the secure portal provided by these financiers, an approval process will begin, and you will be notified of the outcome shortly. Here is a short video and steps to show you how easy it is to get approved for hearing aid financing.
1. Go to https://hearingbenefitservices.com and click on financing
3. Fill out your email and information requested
4. Get multiple options on hearing aid financing

HEARING AID FUNDING

NOT ABLE TO GET APPROVED FOR HEARING AIDS ANYWHERE YOU APPLY?

If you have tried all the options above and not able to get hearing aid financing, don’t get discouraged there are still solutions available. This option does not include your credit or your own money. Unfortunately, the money is not as immediate at the other hearing aid loan options.  I recommend GoGetFunding where people donate money so you may receive your hearing aids for FREE with out the need for hearing aid financing. GoGetFunding is easy and we will help promote your GoGetFunding page on our Facebook so your posting will get noticed.  GoGetFunding works no matter where you are in the world.  Don’t know where to start? We will help you make and  promote it , just email us at [email protected] or set up appointment here so we can help you get started on your hearing aid funding https://hearingbenefitservices.as.me/schedule.php

STEPS TO HEARING AID FUNDING

1. Go to GoGetFunding
2. Sign up
3. Create your page
4. Share on your social networks
5. Share with friends and family
6. Accept donations instantly with credit card and paypal

HEARING AID FINANCE YOU DESERVE

There is always an option, and you always have a choice to enhance your overall health. We want you to receive the hearing loss solution that you need and deserve. If you can’t afford to pay anything up front, that’s fine. Solutions are available that require you to pay nothing today, as long as you’re able to make your first payment installment next month which can range from $80 and up depending on which payment plan you choose.
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If you have questions about financing hearing aids, we are happy to speak to you. Call us  at 800-346-4112 or schedule an hearing appointment here https://hearingbenefitservices.as.me/schedule.php
1110 NUUANU AVE #A1-287 HONOLULU, HI 96817
800-346-4112