Get Hearing Aids Now,
Pay Later.
Takes about a minute. Checking will not lower your credit score.
Illustrative example on a $2,500 purchase. Your plan depends on what you're approved for.
See What You'd Pay Each Month
Enter your hearing aid budget and Cherry shows the payment plans you could be eligible for. Nothing here affects your credit score.
Three Ways to Finance Your Hearing Aids
We work with several trusted financing partners so cost isn't the reason you put off better hearing. Cherry is our recommended first step, but CareCredit and Klarna are great options too — here's how they compare.
Cherry
The easiest place to start — a soft credit check means you can see your options with no impact on your score.
- Soft credit check — no score impact
- About a minute to apply, on your phone
- No deferred interest
- Approves a wide range of credit
- From about $99/mo (example on $2,500)
CareCredit
A medical credit card with long 0% promotional terms — an excellent choice if you have good-to-excellent credit.
- 0% deferred-interest promotions
- Terms up to 60 months
- No application fees
- Reusable for other medical care
- Best for good-to-excellent credit
Klarna
Built right into our checkout — split the cost when you place your order, with no separate application to fill out.
- No separate loan application
- Interest-free if paid within 12 months
- Extended plans of 18–36 months
- Your info stays with us, not a lender
- More flexible on credit
Cherry Financing Questions
Everything you need to know before you apply.
No. Cherry uses a soft credit check to show you the plans you qualify for, and a soft check does not affect your credit score. You only move to a full application once you've seen your terms and decided to go ahead.
About a minute, from your phone. You enter a few details, Cherry returns your available payment plans, and you choose the one that suits your budget.
No. Cherry does not use deferred interest, so you won't be charged backdated interest if you don't clear the balance within a promotional window. Your monthly payment and total cost are shown before you accept a plan.
Yes. Cherry is a separate lender and considers applicants across a wide range of credit profiles, so it's worth checking even if another provider declined you. Because the check is soft, there's no downside to finding out. If Cherry isn't a fit either, we also work with PersonalLoans.com, Bad Credit Loans, and crowdfunding through GoGetFunding.
Many Cherry plans require no down payment. Whether one applies depends on the plan you're approved for, and it will be shown clearly before you accept.
No. Hearing Benefit Services is paid up front by Cherry, so your devices are programmed, shipped, and remotely fitted on the normal schedule — roughly a week from order to delivery. Your 3-year care plan starts the moment your hearing aids arrive.
Get Hearing Aids Now. Pay Later.
Checking takes about a minute, uses no hard credit check, and won't affect your credit score. Prefer to talk it through first? Our team will walk you through every option.
† The 90% approval rate is reported by Cherry and is not a guarantee of approval; approval depends on your individual application. “No hard credit check” refers to Cherry’s application, which uses a soft credit check that does not affect your credit score. The $99/mo figure is an illustrative example based on a $2,500 purchase; your actual monthly payment depends on the plan you are approved for and the amount you finance. Payment plans are provided by Cherry Technologies, Inc., NMLS #2061234, and are subject to eligibility. Not every applicant qualifies, and available term lengths, loan amounts, and 0% APR offers vary by applicant. Hearing Benefit Services is not the lender and does not make credit decisions. Rates and terms are set by Cherry and shown to you before you accept a plan.
Where should we send your results?
We’ll take you straight to Cherry to check what you qualify for. If anything goes sideways, a licensed specialist can pick it up from here — no starting over.
Cherry runs the application and the credit check on their own secure site. We never see or store your SSN, date of birth, or bank details.
Hearing Benefit Services
A trusted remote hearing care provider. Top-brand Signia hearing aids delivered and fitted remotely — serving all 50 states since 2016.
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Disclaimer: Content on this website is for informational purposes only and does not constitute medical advice. Consult a licensed hearing specialist for diagnosis and treatment recommendations.